ZERO down, convl, no PMI loan available! Enjoy access to four resort-style pools, two 24-7 fitness centers, three clubhouses, a dog park, and multiple parks and playgrounds, plus miles of scenic hiking and biking trails wind through beautiful greenbelts. Enjoy paddle-boarding or kayaking on the lake, the wakeboard park, go on an evening sailboat cruise, relax at the largest beach in North Texas, or catch a elevated polo match. Find not only your home- find community. Step into a lifestyle of connection, recreation, and everyday escape. This home features an open-concept floor plan with thoughtful recent upgrades, including luxury vinyl plank flooring, a fully remodeled primary bathroom, and an extended backyard patio with pergola and extended concrete patio- perfect for entertaining. Additional highlights include permanent exterior lighting and custom stone front flowerbeds. The primary suite is on the first level along with a half bath. Upstairs offers a full media room, a flexible office or 6th bedroom, two full bathrooms, and additional living space- theater room. Paloma Creek hosts a full calendar of events like bunco, running club, foodie events, and seasonal celebrations. Located in Little Elm ISD and just minutes from lakefront dining and recreation, this home offers the lifestyle, upgrades, and community you have been looking for.