3.5 assumable rate FHA!! Beautifully upgraded 4-bedroom home in the quiet, established Willow Creek community, offering convenient access to I-20 and Highway 180 and just minutes from Costco, H-E-B, shopping, and dining. This move-in-ready home features fresh interior paint and new laminate flooring throughout. The spacious kitchen and breakfast area showcase stainless steel appliances and a breakfast bar that overlooks the large living room, complete with a cozy wood-burning fireplace and vaulted ceiling-perfect for entertaining or everyday living. The split-bedroom layout provides added privacy, with generously sized bedrooms, ceiling fans, and great walk-in closets. The primary suite offers a raised ceiling and a well-appointed en-suite bath with dual sinks and the option of a separate shower or soaking tub. Step outside to a terraced backyard with upper and lower levels, ideal for relaxing or hosting, along with a privacy fence and beautifully landscaped front yard for great curb appeal. Additional highlights include a 2-year-old architectural shingle roof and a partially converted garage currently used as an extra bedroom. The seller is willing to reconvert the garage prior to closing upon buyer request. Zoned to Crockett Elementary, this home combines comfort, flexibility, and location-ready for its next owner.